Worksite Coverage

We can help your business save money.

It can be difficult for business owners to find opportunities to save money while taking care of their employees at the same time. At Everett & Associates, we’ll help you keep your business attractive to skilled workers by helping employees gain access to pretax products while still reducing your business’ taxable contributions.

We Offer Access to a Variety of Benefits

At Everett & Associates, we offer a wide range of supplemental insurance benefits:

  • Final expense
  • Life insurance
  • Accident
  • Cancer
  • Critical illness
  • Hospital confinement
  • Dental
  • Vision

The top reasons why you should provide access to life insurance benefits to your employees include:

  • Approximately 50 million households say they need more life insurance.
  • Among individuals with life insurance, about 1 in 5 say that they do not have enough.
  • Nearly 40 percent of individuals do not know how much coverage they need and what type of life insurance to buy.

Have Access to Optional Non-insurance Discount Programs!

For most small businesses (the majority having less than ten employees), insurance premiums are 18% higher than large companies. Changes in healthcare laws under the Affordable Care Act allow a tax credit for eligible small businesses if insurance is purchased through the State Exchange. Each State Exchange determines the eligibility requirements, so some businesses may not qualify for a tax credit.

We understand the cost constraints some employers may face in providing insurance benefits. This is why we offer an optional non-insurance discount program you can provide employees access to at no cost!

Have Questions? We Have Answers!

Want to know more about how we can partner with your organization to provide your employees with the benefits they need? Contact us today so we can talk more about the solutions we offer.

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