If you’re diagnosed with cancer, a critical illness, or experience an illness or injury and can’t work, major medical insurance may not cover all your expenses. If you find yourself in this situation, what can you do?
To supplement their major medical/primary health policy, many people will opt to enroll in a supplemental health insurance policy. For example, if you have a family history of cancer, you could purchase a supplemental cancer policy to help pay for expenses your primary health insurance policy may not cover, like experimental treatments.
The first question people are asked at the doctor or hospital is not, “Where does it hurt?” but rather, “Do you have insurance?”
Health insurance is one of the most important coverages you can have to ensure that any regular or emergency care you need is properly covered, leaving you with little to pay out-of-pocket. Having a major health policy to cover all the larger costs and a supplemental policy to cover the costs that slip through the cracks is one of the best ways to stay financially protected from paying expensive medical bills.
Everett & Associates has all the tools and resources needed to find coverage that suits your needs best. Call us today to speak with one of our expert agents to discuss more about the supplemental health policies available to you!